Things You Need To Know About Your Home Warranty Choice In 2023

A home warranty is a kind of service agreement that assists homeowners in paying for repairs or replacements for specific home systems and equipment. Depending on the company and the plan, a home warranty may cover a different range of systems and appliances, as well as different types of coverage.

Home Warranty Choice (HVAC), plumbing, electrical, and large appliances like refrigerators and washing machines are a few popular forms of coverage. Homeowners usually buy home warranties as additional insurance against unforeseen repairs or replacements since they can feel more at ease knowing they won’t have to pay for expensive repairs out of pocket.

Home Warranty Solutions For Your Home Warranty Choice          

Home Warranty Solutions Choice Home Warranty (HWS) is a home warranty company that gives homeowners a choice of coverage alternatives. They offer a range of coverage options for the many systems and appliances found in a home, including the HVAC, plumbing, electrical, and large appliances like the refrigerator, oven, dishwasher, etc. Additionally, Home Warranty Solutions Choice provides the opportunity to add on extra coverage for items like well pumps, pool and spa equipment, and roof leaks.

A customer support team is also on hand around-the-clock to assist with any problems or worries. Customers who are unhappy with HWS’s service can get their money back within 30 days.

Home Warranty Solutions To pick the one that best suits your demands and budget, examine the various providers and plans available on the market in addition to Choice.

Cheap Home Warranty

By paying for certain systems and appliances in a homeowner’s home that need to be repaired or replaced, a home warranty can give them peace of mind. Because of the price, many homeowners might be hesitant to buy a home warranty. The good news is that there are a lot of possibilities for inexpensive home warranties.

It’s critical to evaluate different providers and take into account the coverage options while looking for a cheap home warranty. Many carriers have basic plans that are more reasonably priced and cover important systems and appliances including HVAC, plumbing, and large appliances. Although some additional systems or appliances may not be covered by these fundamental plans, homeowners can still save a lot of money by using them.

Additionally, bundled plans that include home warranty coverage together with other types of coverage, such as homeowner’s insurance or mortgage protection, are worth considering. These package deals can provide homeowners with thorough protection and big savings.

home warranty choice

Searching for service providers with discounts or special offers is another approach to reducing the cost of a home warranty. For new clients or those who choose annual plans, several providers will grant discounts. It’s also worth keeping an eye out for opportunities because some providers may offer unique discounts or deals all year.

In the end, it comes down to your personal requirements and tastes. Researching and contrasting various home warranty providers’ coverage offerings is essential before making a choice. You should also take into account elements like the price of the warranty, the duration of the coverage, and the company’s response and dependability. Reading client testimonials and confirming the business’s standing with agencies like the Better Business Bureau are also wise decisions. In the end, a home warranty can give you financial security and peace of mind for unanticipated repairs and replacements, but it’s crucial to pick a reliable firm that suits your unique requirements.

Finally, while buying a home warranty, it’s critical to read the small print. A thorough understanding of the plan’s coverage and exclusions is a must. Understand the coverage’s limits and how to submit a claim. It’s critical to take this cost into account when making your pick as some providers might charge a service fee for each claim.

In conclusion, homeowners may find a home warranty to be a worthwhile investment, but it need not be pricey. Homeowners may locate reasonable home warranty solutions with the coverage they require to safeguard their home and finances by doing some comparison shopping and research.

Top Home Warranty Company For Home Warranty 

As of January 2023, the best home warranty companies may vary depending on the location, coverage options, and customer reviews. However, some well-known and reputable home warranty companies include:

  1. American Home Shield
  2. Choice Home Warranty
  3. First American Home Warranty
  4. Total Home Protection
  5. Home Warranty of America
  6. Amazon Home Warranty
  7. Old Republic Home Protection
  8. Landmark Home Warranty
  9. Cinch Home Services
  10. Home Service Club

It’s important to research and compare different home warranty companies to find the one that best fits your needs and budget. You can do this by reading customer reviews, comparing coverage options and pricing, and checking if the company is licensed and insured. Also, it’s important to read the fine print of any contract before signing up.

Summary of the Best Home Warranty Companies 2023

Best Home Warranty Companies 2023SuperlativeMonthly CostService FeeBBB Rating
Liberty Home GuardBest Customer Ratings$49–$60$65–$125A-
American Home ShieldBest Coverage Caps$19–$90$75–$125B
Select Home WarrantyBest Value$44–$48$60–$75B-
AFC Home ClubBest for Customization$38–$63$75–$125B
First American Home WarrantyBest Appliance Coverage$47–$87$75–$125B
Cinch Home ServicesBest Additional Perks$35–$62$100–$150B
2-10 Home Buyers WarrantyCheapest Appliances Plan$22–$74$65–$100B

*BBB ratings are accurate as of December 2022.

What Does My Choice Home Warranty Cover

The specific coverage offered by Choice Home Warranty (CHW) may vary depending on the plan you choose. However, generally speaking, CHW’s coverage options include:

  • Appliances: Coverage for most major appliances such as refrigerators, ovens, dishwashers, and more.
  • HVAC systems: Coverage for heating, ventilation, and air conditioning systems.
  • Plumbing: Coverage for plumbing systems and fixtures, including leaks and clogs.
  • Electrical systems: Coverage for electrical systems, including wiring and circuit breakers.
  • Pool and spa equipment: Coverage for pool and spa equipment, such as pumps and filters.

It’s important to note that not all coverage options may be available in all areas or plans. You should check the specific coverage options and plan details of your Choice Home Warranty plan to confirm what is included. Additionally, it’s important to read the contract carefully to understand the limits of the coverage and any additional fees that may be associated with the service.  


home warranty choice

Home Warranty Price Comparison

According to our most current cost analysis, the average home warranty plan costs between $36 and $68 per month ($432 to $816 annually). Depending on the provider and amount of coverage, annual prices can range from $264 to $1,425.

Every time you file a claim that results in the dispatch of a contracted technician to your home, the warranty provider assesses a service call fee in addition to the cost of the plan. Depending on your contract, service call fees, often known as deductibles, run from $55 to $150.

Generally speaking, your monthly or annual premium will be less expensive the greater your service call price. In the event that a repair is unsuccessful and a contractor must return, the majority of providers offer a repair guarantee that prohibits you from paying a service call fee more than once within a given time frame. Search for information in the contract regarding the duration of this period, which is often between 30 and 90 days.

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How much does an annual house warranty cost?

Plans are typically 12-month commitments, and suppliers frequently offer the choice of monthly or lump sum payments. When you pay for a year in advance, you might be eligible for discounts.

The average annual beginning price for a plan when paying in one lump sum is $413.89. Comprehensive coverage costs, on average, $799.82 a year at the top end of the price range.

The typical beginning price for a basic plan when paying monthly is $36.32. The typical monthly price for complete coverage is $68.71.

The home warranty provider, the plan, if optional coverage is added, where you reside, the size of your home, and other factors all affect the monthly price.

Average monthly costAverage annual cost
Appliance protection plan$30 to $45$360 to $540
Systems protection plan$30 to $45$360 to $540
Comprehensive (combo) plan$49 to $70$546 to $1,425
Average monthly premiumAverage combo planService fee
American Home Shield$29.99 to $69.99$60$75, $100 or $125
Select Home Warranty$57 to $63$63$75 or $100
American Residential Warranty$34.99 to $124.99$60$55
HomeServe$7.99 to $58.33$58.33$100
America’s 1st Choice Home Club$32.08 to $55$55$75, $100 or $125
Typical repair cost*Replacement cost rangeAverage life span**
Refrigerator or freezer$200 to $330$430 to $10,60010 to 15 years
Oven or range$100 to $430$410 to $7,50020 years
Dishwasher$160 to $300$330 to $1,9009 to 10 years
Washing machine$100 to $350$445 to $2,30011 to 14 years
Clothes dryer$180$445 to $2,1008 to 12 years
Built-in microwave$150$200 to $2,00010 years
Central air conditioning$170 to $600$3,900 to $7,500Up to 15 years
Water heater$220 to $955$820 to $1,5958 to 10 years
Garbage disposal$250$150 to $95010 years

Home Warranty Quotes

A home warranty quote gives you an idea of how much a home warranty plan will cost based on the coverage and services you choose. Home warranty quotes can vary depending on the provider, the area, and the exact coverage options picked.

  • You will normally be asked for details about the home, including as its age and square footage, as well as the systems and appliances you want covered, when getting a home warranty quote. The provider will offer you with an estimate of the plan’s cost based on your information.
  • It’s crucial to remember that home warranty quotes are not contractually obligated, and the final price may change depending on a number of variables, including any extra services or coverage options added or adjustments to the plan’s pricing.
  • You can get in touch with the supplier directly by phone or online to request a quote for a home warranty. You can fill out and submit quote forms for an estimate on the websites of several companies.
  • To obtain an idea of prices and coverage possibilities, it’s crucial to compare quotations from various suppliers. You can use this to pick the plan that suits your needs and budget the best.  
  • Here are several methods for getting warranty quotes for home warranties:
  • Search online to find local home warranty providers and ask for quotations from their websites.
  • Compare prices and coverage of several home warranty policies offered by various companies to determine which is the best choice for you.
  • Get quotations from a local real estate agent. Many local real estate agents have affiliations with home warranty providers.
  • Ask your friends and family for recommendations on the home warranty providers they used and the estimates they received. Ask your friends and family who have recently purchased or sold a home for recommendations.
  • Read customer comments and reviews: To learn more about the level of service and quality you may anticipate, research home warranty providers and read reviews and client comments.

It’s crucial to remember that the cost of a home warranty might vary depending on the provider, your area, and the level of coverage you select. Before making a choice, it’s critical to do some research and weigh your possibilities.

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Home Warranty Online Quote  

On their websites, a lot of home warranty providers provide a quote request option. Here’s how to request an online quote for a home warranty:

  • Look for local home warranty providers: Find local, well-regarded home warranty businesses that are active in your community.
  • Once you have narrowed your search to a few businesses, visit their websites and search for a “get a quote” or “request a quote” button.
  • Complete the form: Typically, you will be required to give basic details about your home, like its age, size, and the systems and appliances you want protected.
  • Fill out the form, then submit it, and wait for the business to get in touch with you with a quote.

It is significant to keep in mind that the quote you receive may change based on the provider, region, and amount of coverage you select. Prior to choosing, it is advised to compare quotations from various providers.

Home Warranty Quotes Compare

Comparing home warranty quotes is an important step in finding the best coverage for your needs and budget. Here are some things to consider when comparing quotes:

  • Coverage: Compare the coverage offered by different home warranty companies. Look for companies that offer comprehensive coverage for the systems and appliances in your home that you want protected.
  • Price: Compare the cost of different home warranty plans. Keep in mind that the cheapest plan may not always be the best option.
  • Service fees: Some home warranty companies charge a service fee every time a technician is called to your home, while others include this fee in the cost of the plan. Compare the service fees charged by different companies to see which one is more cost-effective.
  • Deductibles: Some home warranty plans have a deductible, which is the amount you pay out of pocket before the plan kicks in. Compare the deductibles offered by different companies to see which one is more affordable.
  • Reputation: Research the reputation of different home warranty companies by reading customer reviews and testimonials.
  • Length of contract: Some companies have longer contracts than others. Make sure to read the fine print and understand the terms and conditions of the contract.

By comparing quotes from different home warranty companies, you can make an informed decision about which plan is the best fit for you.

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Top 3 Home Warranty For Townhouse 

Choice Home Warranty (Best Home Warranty for Townhomes)

The best home warranty program for townhouses is offered by Choice Home Warranty. Living in a single-family home and living in a townhome are very comparable. Protecting certain necessary appliances and systems from pricy maintenance and replacement is necessary. Choice Home Warranty has been in operation for more than 10 years, and they concentrate on developing plans that are reasonably priced, easy to understand, and simple to use.

home warranty choice

The Basic Plan and the Total Plan are the two available plan options for the Choice Home Warranty. Each of these plans has a mix of coverage for systems and appliances. For instance, a single, cost-effective plan may cover your HVAC system, dishwasher, and microwave. The less expensive plans like Select Home Warranty and American Home Shield only cover appliances or systems.

To figure out if a townhouse home warranty plan is affordable, it is important to look at the costs of the deductible. If you have Choice Home Warranty and have a problem that needs to be fixed, the deductible or service charge is $85. The deductible for organizations like American Home Shield might be $125 or more. Additionally, Choice Home Warranty will come back and fix it again at no additional charge if the repair they make turns out to be ineffective.

If you discover that a crucial system or appliance failed, Choice Home Warranty offers emergency service. The Choice Home Warranty plan’s ability to help townhouse owners balance their spending is one of its most significant advantages. You may rest assured knowing that the Choice Home Warranty plan broadly covers repair and replacement costs thanks to the way this plan operates and the high policy limits in place.

Townhome owners should become involved with Choice right away. Choice Home Warranty is giving $50 off, a free month, and no cancellation fees for the first 30 days as part of a promotion that is only available for a short period of time.

American Home Shield (Most Customizable)

The editor’s pick for the top townhouse home warranty is American Home Shield. Townhomes are a great investment because there won’t be much exterior upkeep to worry about. However, the interior of the house will resemble a typical single-family home quite a bit. Townhomes can have several appliances and systems, so having a home warranty provider with customizable plans can help ensure that your townhome is always insured.

home warranty choice

You may build together coverage choices for your townhouse using the American Home Shield plan. You can easily set up AHS to cover your garbage disposal even if you don’t have a dishwasher. Additionally, if you want your home warranty plan’s service price to be lower, you can pay more each month.

More than 50 years have passed since the inception of the American Home Shield home warranty. You can be sure that AHS has dealt with many townhouses in the past, given their long history in the industry. It’s easy to sign up for the plan, and American Home Shield has a lower rate of claims being denied than Choice Home Warranty and Select Home Warranty.

This implies that any system or appliance problems should be covered by your plan as long as you are keeping up with regular maintenance around your townhome.

To get their plan started right away, new policyholders of American Home Shield can receive a $50 discount. This is an excellent opportunity to benefit from premium protection for your townhome.

Select Home Warranty (Most Affordable)

The most economical home warranty for a townhome is Select Home Warranty. The main feature of the Select Home Warranty plan is that it has lower monthly costs and deductibles than both American Home Shield and Choice Home Warranty. With a deductible of only $65, you’ll find that the Select Home Warranty plan will still save you a lot of money even if you have problems with your townhome often.

home warranty choice

Townhome owners have the choice to purchase an appliance plan, a systems plan, or a comprehensive combination plan through Select Home Warranty. The combined plan from Select Home Warranty offers the best value for the majority of townhouse owners.

More than ten years have passed since the introduction of the Select Home Warranty. In that time, they have earned a reputation for having some of the most skilled service and repair staff. Before Select Home Warranty will approve these contractors, they have to go through a lot of training.

If you are concerned that something won’t be fixed correctly the first time, you should keep this in mind. Because of the reasonable pricing, choosing SHW is a little bit simpler. But their most recent sign-up bonus makes this choice more simpler.

Select Home Warranty is offering $150 off, two months free, and a 30-day free cancellation period for a limited time. This is a big savings that will make it much easier for you to buy a home warranty for your townhome.

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